Budgeting Tools

Joseph Sangl says …

A written spending plan for your money that includes Giving, Saving, and Spending is critical to achieving financial freedom.  There is nothing more powerful than planning your spending BEFORE any of the money ever shows up and BEFORE the month begins.

To get started using these budget tools, I highly recommend that you first read the "How Do I Budget" series HERE.

Monthly Budget

  • The best tool to use if you are paid monthly or if you have enough money in the bank to pay ALL of the bills at the start of the month.
  • Click HERE to read how to best use this tool.

Weekly, Bi-Monthly, Bi-Weekly Budget

  • The best tool to use to plan every single paycheck received during the month.
  • Click HERE to read how to best use this tool.

Mini-Budget

  • A great tool to use for planning how "found money" will be spent.  "Found money" includes tax refunds, bonuses, inheritance, or money obtained from selling something.
  • This is also a great tool to use for planning how much money will be spent for special events like Christmas, a wedding, a vacation, or home project.
  • Click HERE to read how to best use this tool.